Stripe respects the highest standards of online payment security!
Payments by credit card (Blue, Visa, Mastercard) are made in full at the end of the order. All credit card payments are 100% secured by the Stripe platform, in accordance with French and international interbank security systems. Stripe allows Internet users to shop online safely and with peace of mind.
Your bank details are encrypted (SSL technology). They do not circulate unencrypted on the Internet and cannot be intercepted. Your bank details (card number, expiry date, etc.) are never communicated to us.
Is a payment with Stripe safe ?
When purchasing online using Stripe, the entire transaction takes place on our banking site in encrypted mode. You temporarily leave the merchant’s site in complete transparency to save your bank details. This is the guarantee that: the merchant will never know your card number!
Stripe will not be able to know anything about the details of your purchases since only the total amount and the order number are sent to us by the merchant.
What security does Stripe use ?
Stripe uses the standardized encryption system called “the SSL protocol”. It materializes, when you are on the payment page, by:
- A closed padlock in the corner of your browser.
- The https:// mode instead of http:// in the address bar of your browser.
When you switch from unencrypted mode to encrypted mode (and vice versa), browsers display a message warning you of the change. Check these elements before entering confidential data, it is a guarantee of security. In order to use the most powerful protocols, we recommend the use of a browser of the latest version.
Stripe uses the following methods to secure its payment pages:
- All card numbers are encrypted on disk with AES-256.
- Stripe’s infrastructure for storing, decrypting, and transmitting card numbers runs independently, without sharing any sensitive information with Stripe’s core services.
Security at Stripe also includes the following certifications and licenses:
- Level 1 PCI DSS Certification US money transfer license
- Complies with European Directive DSP2 and Strong Customer Authentication
- SSAE18/ SOC 1 Type 1 and 2 reports E-money license in Europe
What information is needed to use Stripe ?
Stripe will ask you for the following information:
- the bank card or private card number (15 or 16 digit numbers)
- expiration date
- the visual cryptogram (3 or 4 last digits on the signature strip of your card)
With the deployment of 3D Secure (recognizable by the “Verifed By Visa” or “MasterCard SecureCode” logos), your bank will also ask you when paying to authenticate yourself with confidential information to be entered on a web page of your own bank.
WHAT IS INTERNET PRACTICING?
The risk of seeing your credit card number “hacked” when you buy a product on a website equipped with Stripe is minimal.
Fraudulent uses of credit card numbers exist. They most often result from another phenomenon: an ill-intentioned individual who has found or stolen a bank card number uses this number to make purchases on the net.
The credit card number is valid, since its real holder uses it recklessly. Bank card validity verification systems cannot therefore identify the offender. Only 3D Secure reduces this risk because you must also authenticate with your bank.